Summer days are made for relaxing, cooling off in cool the water and soaking up the sun — and having a backyard pool brings all of that right to your doorstep. From pool parties and water games to peaceful afternoons spent floating, a pool can turn your yard into the perfect staycation spot. So, if you’re dreaming of owning a pool, one big question might be whether you should choose an inground pool or an above-ground pool.

Both types of pools offer plenty of enjoyment, but there are some important things to think about before making your decision. For example, inground pools can be more expensive but often last longer, while above-ground pools typically cost less and are quicker to install. Figuring out what fits your needs best takes time, but it’s worth the effort.
It’s a big decision, especially when considering the costs. If you don’t have enough savings to cover the entire installation, some people decide to use pool loans to help cover the expense. But no matter which type of pool you pick, getting one can turn your backyard into everyone’s favorite summer hangout.
Here are things to consider when deciding between an inground or above ground pool:
Think about your budget
First, think about how much you want to spend. Above-ground pools usually cost less than inground pools. This is because above-ground pools are easier to install, don’t require excavation, and usually come with mechanicals included –– pump, ladder, etc. –– while inground pools can cost tens of thousands of dollars depending on size, materials used, and extras such as landscaping or water features.
Consider your yard
Next, look at your yard carefully. An inground pool takes up a lot of space, and you’ll need enough room for digging. Sometimes, rocks, tree roots or underground pipes can make installing an inground pool more difficult and costly.
Above-ground pools generally require less space, and you can place them almost anywhere that’s flat and open. They are also easier to move if you ever decide to relocate the pool or if your family moves to a new home.
How permanent do you want your pool?
Another important question is how long you want your pool to last. An inground pool is a permanent addition to your home that’s built to last for decades. Because of how long it lasts, an inground pool often adds value to your house if you decide to sell later. It’s also considered a luxury feature.
Above-ground pools are temporary, lasting around 10 to 20 years with good care. Above-ground pools don’t usually increase your home’s value because buyers see them as temporary and easy to remove.
Installation and maintenance
Installing an inground pool can take several weeks or even months. Workers must dig, build and finish the pool carefully. It’s a big project! You’ll also need regular cleaning, chemicals and possibly professional help to keep an inground pool clean and safe.
Above-ground pools usually take only a few days or even just hours to set up and they are easier to maintain. Cleaning kits and chemicals are usually cheaper, and you can do much of the maintenance yourself.
Safety concerns
Safety is another important factor to consider. Above-ground pools usually have higher walls, making it harder for small children or pets to accidentally fall in. Still, it’s always best to remove the ladder when the pool is not in use.
Inground pools sit level with the ground, so you’ll need extra safety features like fences, gates, and pool covers to keep everyone safe. These safety additions can add to your total costs.
How will you use your pool?
Think about how your family plans to use the pool. Do you want to swim laps, dive or play games like volleyball? Inground pools offer more options for deep ends, diving boards and large play areas.
Above-ground pools are usually shallower and smaller. They are great for relaxing, splashing around, or playing simple games.
Making your final choice
If you dream of a luxurious, permanent pool and have the money and space, an inground pool might be best. However, if you prefer a simpler, budget-friendly option that’s easier to care for, an above-ground pool could be the right choice.
Either way, you’ll get to enjoy sipping a refreshment in your backyard oasis.
By carefully considering each point, your family can find the perfect pool to enjoy many sunny days ahead.
Notice: Information provided in this article is for information purposes only and does not necessarily reflect the views of [publisher] or its employees. Please be sure to consult your financial advisor about your financial circumstances and options. This site may receive compensation from advertisers for links to third-party websites.