What’s the Cost of Living in Chiang Mai in 2025?

Thinking about relocating to Chiang Mai? Whether you’re an expat seeking a slower pace of life, a digital nomad chasing adventure, or a retiree looking for affordability without sacrificing quality, Chiang Mai remains one of Thailand’s most appealing destinations. Known for its breathtaking mountains, rich culture, and welcoming community, Chiang Mai draws people from around the globe.

One of the biggest reasons behind its charm? The exceptionally low cost of living. But how affordable is life in Chiang Mai in 2025, and what can you expect to spend on daily living essentials? This guide will break things down for you—from housing and transportation to entertainment and healthcare—to help you decide if this vibrant city is perfect for you.

Living Costs in Chiang Mai in 2025

Accommodation Costs

Housing is one of the most significant expenses, but Chiang Mai offers a mix of affordable options suitable for every lifestyle.

1-Bedroom Apartment, City Center: 8,500–13,700 THB ($250–$362)
1-Bedroom Apartment, Outside Center: 5,000–7,400 THB ($147–$203)
3-Bedroom Apartment, City Center: 15,000–26,000 THB ($441–$759)
3-Bedroom Apartment, Outside Center: 10,000–16,000 THB ($294–$471)

For those looking to settle down, consider checking out properties for sale in Chiang Mai. With prices expected to rise by 3-7% in 2025, now might be the time to invest in your long-term Thai dream home.

Food and Dining

Chiang Mai is a foodie’s paradise, offering everything from mouthwatering street food to upscale dining experiences. Eating here is both delicious and budget-friendly.

Street Food (per meal): 65 THB ($1.80)
Mid-Range Restaurant for Two: 600 THB ($17)
Grocery Staples (monthly for a single person): 3,000–5,000 THB ($88–$147)
- Milk (1L): 58 THB ($1.61)
- Eggs (12): 73 THB ($2.02)
- Chicken Breast (1kg): 110 THB ($2.98)

Pro tip: Hit the local markets for fresh produce or enjoy a sit-down meal at a high-end cafe for under $10 USD.

Transportation

Getting around Chiang Mai is easy and affordable, whether you’re exploring the city by scooter or taking advantage of public transportation.

Scooter Rental (Monthly): 2,000–3,000 THB ($59–$88)
Local Bus Ticket: 30 THB ($0.88)
Taxi Ride (Start Rate): 43 THB ($1.25)
Gasoline (per liter): 44 THB ($1.20)

For longer stays, renting or buying a scooter will save you money compared to relying on cabs or tuk-tuks.

Utilities and Services

Utilities in Chiang Mai are reasonably priced, even if you’re using air conditioning often to combat the tropical heat.

Electricity, Water, and Garbage (Monthly): 1,500–2,200 THB ($44–$62)
High-Speed Internet: 400–600 THB ($12–$17)
Mobile Plan (4G/5G with data): 300–600 THB ($9–$17)

Top tip for expats: Many rental properties include utility costs, so don’t forget to ask your landlord before signing.

Healthcare and Insurance

Chiang Mai is home to some of Thailand’s best private hospitals and clinics, offering world-class care at a fraction of Western prices.

Consultation at Private Hospital: 800–1,500 THB ($24–$44)
Health Insurance Premiums (Monthly): 2,500–6,000 THB ($73–$176)

Popular hospitals like Chiang Mai Ram and Bangkok Hospital Chiang Mai cater specifically to expat needs, with English-speaking doctors and state-of-the-art facilities.

Visa and Legal Fees

Thailand’s flexible visa options make it an ideal location for long-term stays. Costs may vary, depending on your visa type.

Tourist Visa Extension (every 30 days): 1,900 THB ($56)
Non-Immigrant Visa (annual renewal): 12,000–15,000 THB ($353–$441)
Work Permit Fees (if applicable): 3,100 THB+ ($90+)

Pro tip: Work with a local visa service to simplify your paperwork and legal requirements.

Entertainment and Leisure

Chiang Mai isn’t just about cost efficiency; the city is also rich in experiences—from cultural festivals to mountain hikes and day trips.

Fitness Club Membership (Monthly): 1,200 THB ($37)
Movie Ticket: 190 THB ($5.60)
Weekend Getaway (Domestic Travel): Starting at 5,000 THB ($147) for flight, hotel, and activities.

Looking for free fun? Head to Doi Suthep for breathtaking views or stroll through the Old City’s ancient temples.

Sample Monthly Budgets

To give you an idea of what living in Chiang Mai looks like, here are a few sample budgets:

Frugal Digital Nomad

Accommodation (1BR, outskirts): 6,500 THB
Food (street eats + groceries): 4,000 THB
Transportation (Scooter + gas): 2,500 THB
Utilities + Internet: 2,000 THB
Entertainment + Misc.: 1,500 THB

Total:16,500 THB ($485)

Comfortable Expat or Retiree

Accommodation (1BR, central): 11,000 THB
Food (mix of dining out and groceries): 6,000 THB
Transportation (Scooter + occasional taxi): 3,000 THB
Utilities + Internet + Mobile Plan: 3,000 THB
Recreation + Healthcare Insurance + Extras:** 8,000 THB**

Total:31,000 THB ($911)

Family of Four

Accommodation (3BR): 18,000 THB
Food (home cooking + dining out): 15,000 THB
Transportation (Scooter + car usage): 7,000 THB
Utilities + Internet + Mobile Plan:** 6,000 THB**
Schooling + Entertainment + Misc:** 25,000 THB**

Total:71,000 THB ($2,086)

If you want an affordable yet fulfilling lifestyle, Chiang Mai offers unbeatable options for every budget.

Is Chiang Mai Still Affordable in 2025?

Chiang Mai continues to be one of the most cost-effective cities for living well while saving money. Despite rising property prices and inflation-driven costs, the city offers exceptional value, especially for expats and retirees with foreign income or remote jobs. Whether you’re working as a digital nomad or enjoying your retirement, you’ll find Chiang Mai’s rich offerings and friendly vibe deeply rewarding.

Thinking about buying your own piece of Chiang Mai? Explore properties for sale in Chiang Mai today and find your ideal home in the heart of Thailand’s cultural capital.